The groundwater industry is composed of a wide variety of businesses built on quality and family tradition. To address the diverse exposures of this industry, NGWA has endorsed the WellGuard Program administered by Willis Programs and underwritten by The Hartford.
Developed in 1998, this program offers comprehensive coverages, competitive rates, and professional loss control services for contractors, manufacturers, and suppliers.
For more information about WellGuard, the NGWA business insurance program, please visit the WellGuard Web site.
Contractors, manufacturers, and suppliers
The WellGuard Program is designed for water well contractors, manufacturers, and suppliers working in the groundwater industry.
Coverage highlights:
- Underwritten by The Hartford
- All lines of business insurance are available including general liability, property, automobile, workers' compensation, inland marine, boiler and machinery, and umbrella
- Job site pollution endorsement for water well contractors—provides limited coverage for bodily injury, property damage, and environmental cleanup
- "Downhole" coverage
- Loss of income for equipment loss
- Employment practices liability.
Additional benefits:
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Dividend eligibility*
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Management credits for
certified contractors and pump installers
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Program available to members and nonmembers
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Available through the local independent insurance agent of your choice
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Professional loss control services
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24-hour, toll-free national claims hotline
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Direct bill with installments available.
*By law, policyholder dividends cannot be guaranteed; only The Hartford Board of Directors has the discretion to declare policyholder dividends.
Apply:
For more information, please call Tim Sullivan at Willis Programs at 603 334.3078 or e-mail him at tim.sullivan@willis.com. You can also visit the WellGuard Web site.
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Scientists and engineers
Since 1998, Willis HRH Programs has offered NGWA members customized insurance coverages for all businesses—including groundwater science and engineering consulting. The comprehensive NGWA program, WellGuard, has no minimum premiums, offers access to A.M. Best A-Rated insurance carriers, functions on a "claims made basis," and also offers a complete property and liability package, including environmental errors and omissions.
WellGuard covers nearly every groundwater consulting discipline as outlined below.
Hydrogeology
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Analysis of rock, soil, water interaction together for groundwater movement
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Prediction of future aquifer system performance
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Analysis of support for land surface development and irrigation systems
Environmental engineering
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Treatment of waste, hazardous waste, water purification, work at contaminated sites
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Environmental impact studies
Environmental risk assessment and permitting
Hydrology
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Analysis of water movement and aquifers
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Water flow
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Water quality
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Analysis of drinking water supply
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Predicting/mitigating floods, landslides, and drought
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Dam, sewer, and drainage systems
Engineering geology
Soil/geotechnical engineering
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General design of underground foundations
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Foundation excavation observation
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Environmental design for contaminated soil or water
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Expansive soil testing
Civil engineering
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Waste, water, sewer, and other utility service
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Miscellaneous studies that do not include design
Testing laboratories
Landscape architecture
For WellGuard to best serve your needs we ask that you have your local insurance agent/broker take your application for insurance and forward it to WellGuard to create a quote for your coverage. Have your agent/broker contact WellGuard at Willis Programs in New Hampshire at 603 334.3078, or log on to www.wellguard.com.
Download brochure (PDF).