Business Insurance and Employee Voluntary Benefits

**Below is a non-inclusive sample list of coverages:

Contractors, Manufacturers and Suppliers

  • With an NGWA membership, all contractors and suppliers are enrolled in a $50,000 accidental death and dismemberment insurance policy.  As long as your membership is current, you will receive this valuable benefit.  To verify if you are enrolled, please contact  membership@ngwa.orgClick to view the insurance certificate


  • General and Pollution Liability
  • Products and Completed Operations Liability
  • Property and Inland Marine
  • Equipment Breakdown
  • Workers Compensation – Must have a minimum of 3 employees and minimum payroll of $50,000
  • Auto – Must have a minimum of 5 vehicles and excellent driving records
  • Professional Liability
  • Employment Practices and Employee Benefit Plan Liability
  • Crime/Employee Fidelity
  • Cyber Crime and Cyber Liability
  • Umbrella Liability Insurance

Scientists and Engineers


  • Professional Liability (E&O)
  • Directors & Officers Liability (D&O)
  • General Liability
  • Business Office Practice Insurance
  • Property and Inland Marine
  • Business Auto
  • Cyber Risk Insurance
  • Employment Related Practices Liability (EPLI)
  • Umbrella Liability Insurance
  • Workers Compensation
  • Bonds

Employee Voluntary Benefit Program

100% employer paid, 100% employee paid or employer/employee co-pay

  • Dental Insurance
  • Vision Insurance
  • Long-Term and Short-Term Disability Insurance
  • Accident Insurance
  • Health Insurance (10+ employees only)

Health Insurance, HR & Payroll Services


Personal Insurance

Preferred Pricing Program, Available to NGWA Members ONLY

  • Voluntary AD&D Program, up to $300,000 of AD&D insurance (details coming soon)