Business Insurance and Employee Benefits

Below is a noninclusive sample list of coverages.

Contractors, Manufacturers, and Suppliers

  • With an NGWA membership, all contractors and suppliers are enrolled in a $50,000 accidental death and dismemberment insurance policy. As long as your membership is current, you will receive this valuable benefit. To verify if you are enrolled, please contact membership@ngwa.orgClick to view the insurance certificate.


  • General and Pollution Liability
  • Products and Completed Operations Liability
  • Property and Inland Marine
  • Equipment Breakdown
  • Workers Compensation — must have a minimum of 3 employees and minimum payroll of $50,000
  • Auto — must have a minimum of 5 vehicles and excellent driving records
  • Professional Liability
  • Employment Practices and Employee Benefit Plan Liability
  • Crime/Employee Fidelity
  • Cyber Crime and Cyber Liability
  • Umbrella Liability Insurance


Drillers, Engineers, Consultants: Environmental, Water, Geotechnical, and More

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Workers Compensation

  • Available in 50 States
  • eMOD/EMR Protection & Reduction
  • Intelligent Policy Design
  • strategic comp consulting work
  • No Minimums
  • Staff Loss Prevention, Safety, and Claims Coordinators


  • Professional Liability (E&O)
  • General Liability
  • Property Insurance
  • Auto Insurance
  • Rigs & Mobile Equipment
  • Cyber Risk Insurance
  • Employment Practices Liability (EPLI)
  • Umbrella Liability Insurance
  • Workers Compensation
  • Bonds & More
  • Large Premium, Self-Insurance Options


Scientists and Engineers


  • Professional Liability (E&O)
  • Directors & Officers Liability (D&O)
  • General Liability
  • Business Office Practice Insurance
  • Property and Inland Marine
  • Business Auto
  • Cyber Risk Insurance
  • Employment Related Practices Liability (EPLI)
  • Umbrella Liability Insurance
  • Workers Compensation
  • Bonds

Employee Benefit Program

100% employer paid, 100% employee paid, or employer/employee copay

  • Dental Insurance
  • Vision Insurance
  • Long-Term and Short-Term Disability Insurance
  • Accident Insurance
  • Health Insurance (10+ employees only)

Health Insurance, HR and Payroll Services


Personal Insurance

Preferred Pricing Program, Available to NGWA Members ONLY

  • Voluntary AD&D Program, up to $300,000 of AD&D insurance (details coming soon)